We live in an ever-changing world. Change affects us personally, our family and our business. It affects stock markets, interest rates and the economic outlook. Change in legislation, taxation and regulation is reflected in the ceaseless development of new financial products and services. This means that you need to review and adapt your financial plans and arrangements regularly. Rob, as a Chartered Financial Planner, can help you to develop a personal plan suited to your own particular needs; and then review your plan on a regular basis to keep it ‘fit for purpose’. Most people want a relationship with a trusted wealth manager to explain and help understand the issues and propose appropriate solutions. As a client of Rob’s you can take comfort in the knowledge that he has become a trusted adviser to many Families, Entrepreneurs, Professionals and Trustees. Arley Wealth Management Ltd is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The title ‘Partner Practice’ is the marketing term used to describe St. James’s Place representatives.